After the collapse of the housing market and revelations about the prevalence of questionable residential mortgage loans a few years back, the US Congress has been working on new regulations designed to give borrowers more complete information about their loans. Opinion as to whether the new regs, which took effect October 1, provide borrowers with […]

Ah, the joys of summer, which include trips to the Jersey shore, relaxing on the sandy beach while the tide comes in, goes out and comes in again. Many people consider proximity to the ocean to be one of the best things about living in New Jersey. However, this very proximity gives rise to a […]

Everyone who owns a home has homeowners insurance (or should have). Every mortgage lender requires that its collateral be insured for at least the amount of its loan. The ever-present dangers of storms, lightning and other weather-related events, as well as accidents, are enough to make any prudent person regard insurance coverage as a necessity. […]

This past Christmas, Santa Claus brought my young nephew a recreational drone. No sooner had it been assembled than everyone trooped out to the back yard to see it in action. “Controlled” by an excited nine-year-old, the drone swooped and swerved, providing us with pictures of the woodpile, the neighbors’ roofs and a nearby traffic […]

Avoid Inadvertent Violations Resulting from Employee Actions As elections are approaching, employers might want to review their policies concerning employee contributions to candidates and political committees. An employer who doesn’t have such a policy might want to adopt one. In either case, the policy should be fully implemented and communicated to employees.   The New […]

NEW JERSEY LAW AGAINST DISCRIMINATION New Jersey employers have long been aware that New Jersey’s Law Against Discrimination (the LAD), which protects employees from unlawful discrimination by employers, labor organizations and employment agencies, contains protection for workers that in some respects exceeds the protection provided by Federal laws such as the Civil Rights Acts, the […]

Few things are more vexatious to a business owner than the employee who, just when he has been fully trained and is finally contributing meaningfully to his employer’s bottom line, quits and either goes to another employer or sets up his own shop. In addition to thinking that the employee is underhanded and ungrateful, the […]

All New Jersey employers are familiar with the requirement to maintain workers compensation insurance to provide medical treatment, income and other benefits to their employees injured on the job. However, it is not always clear when an employee injury is covered by an employer’s policy. The “coming and going” rule usually renders coverage inapplicable for […]

WHEN IS AN EMPLOYEE COMING OR GOING? New Jersey employers are required to maintain workers compensation insurance to provide medical treatment, income and other benefits to their employees injured on the job. Just about everyone agrees with the goals of the workers compensation program: to provide medical treatment and other benefits quickly for injured employees, […]

New Ways of Working Raise New Legal Issues Most legal concepts and rules were developed long before the internet changed the ways in which we work, play, shop, pay bills and do other things. The availability of real-time online communication has resulted in an explosion of telecommuting employees, whether part-time, fulltime or split-time. Many employees […]